Insurance for Auto Repair & Concrete Contractors in Washington
Built for High-Risk Work—Without the Hassle
Whether you’re pouring foundations or running a busy garage, your work is hands-on, equipment-heavy, and full of moving parts. The right insurance keeps your business grounded and your team protected—so you can focus on doing the job right.
At Strategy Insurance Brokers LLC, we’ve spent decades helping concrete crews and auto shop owners get the coverage they actually need. We understand your tools, your timelines, and your risks—and we’re here to make sure your insurance works as hard as you do.
Who We Work With
We support a wide range of trades in these high-impact industries:
- Auto Repair & Body Shops
- Concrete Contractors & Finishers
- Flatwork & Foundations Crews
- Sidewalk, Curb, & Driveway Specialists
- Garage Owners & Independent Mechanics
- Equipment Operators & Mobile Repair Services
Coverage Options for Auto & Concrete Businesses
We tailor each policy to your work—but here are the most common and essential protections:
General Liability
Covers injuries, property damage, and legal claims tied to your jobsite or services.
Garage Liability & Garagekeepers Coverage
Designed for auto shops—this covers vehicles in your care, custody, or control.
Commercial Property & Equipment Coverage
Protects your building, tools, lifts, mixers, and diagnostic equipment from damage or loss.
Workers Compensation
Required for most businesses—protects your employees and keeps you compliant.
Commercial Auto & Fleet Coverage
Essential if you transport tools, materials, or customer vehicles.
Contractor Bonds
Helps concrete pros meet state and municipal project requirements.
Auto & Concrete Insurance FAQs
What kind of insurance do auto repair shops need in Washington?
Auto shops typically need general liability, garagekeepers insurance (for customer vehicles), commercial property coverage, and workers compensation. We’ll help you build a policy based on your services and shop setup.
Is insurance different for mobile mechanics?
Yes—mobile mechanics may need specialized commercial auto coverage and flexible liability policies to reflect work done at clients’ homes or businesses. We build policies around how you actually operate.
What’s included in concrete contractor insurance?
Concrete contractor insurance typically includes general liability, workers comp, and equipment coverage for tools like mixers and forms. We also recommend commercial auto if you transport materials or tools.
Can I insure tools and equipment stored on-site or in trucks?
Absolutely—our inland marine and equipment policies cover tools wherever they are: on the jobsite, in a trailer, or at your shop.
Do I need bonds for small concrete jobs?
Even small-scale projects may require license or permit bonds in certain Washington municipalities. We provide fast, affordable bonds to keep you compliant.
How do I get started with coverage?
Just reach out. We’ll ask a few questions, assess your needs, and provide quotes from multiple carriers—no pressure, just real help.